Flexible working capital finance, ready before you need it.
Get an indicative view of what finance may be available before you apply, then access a flexible revolving credit facility you can draw, repay and reuse where approved.
Indicative view only. No credit check to start. No commitment to apply.
Before you apply. After you're approved.
Upstride helps you understand what finance may be available before you apply, then use a flexible working capital facility when the moment comes.
Before you apply
Connect or provide the information needed to understand your finance position.
Get an indicative view of what you could access, how likely approval may be, and what could affect it.
See when cash-flow pressure, delayed payments or growth moments may create a need for working capital.
After you're approved
Use one approved limit across flexible working capital options, led by a revolving credit facility, with overdraft-style access, invoice finance or structured repayment where relevant.
Draw funds when needed, repay as cash comes in and reuse available capacity for the next moment.
Use ongoing insights to manage cash flow, track changes and adjust your facility as your business moves.
A few questions to shape your working capital view.
Answer six quick questions to help us understand what kind of finance, flexibility and support may be relevant to your business. No credit check. No commitment. This is not a lending application.
When do you think your business may need working capital?
Know what finance may be available before you apply.
Upstride uses the information you share to create an indicative working capital view, including what you may be able to access, how likely approval may be, and what could affect your options.
- See an indicative funding range
- Understand your approval likelihood
- Know what could strengthen or weaken your position
One approved limit. Multiple ways to use it.
Where approved, use your available limit across flexible working capital options, led by a revolving credit facility, with overdraft-style access, invoice finance or structured repayment where relevant.
- Draw funds only when needed
- Repay and reuse available capacity
- Adjust the setup as your business needs change
Think of it as the right working capital tool for the moment your business is in.
Spot cash-flow pressure before it becomes urgent.
Keep your finance view up to date with signals that show when cash may run low, payments may be delayed, or a new project may need funding.
- Early warnings for cash-flow gaps
- Alerts for delayed payments or rising outgoings
- Prompts when growth may need upfront funding
Specialist support when the next step needs judgement.
Use the digital view to understand your position. Speak to a specialist if you need help interpreting your options, shaping your facility or preparing an application.
Understand your view
Talk through what your working capital view means and what could affect your options.
Compare finance options
Review whether a revolving credit facility, overdraft-style access, invoice finance or structured repayment may fit.
Prepare your application
Get support on what information may be needed if you decide to apply formally.
Clear from the start.
Ready to see what finance may be available?
Answer a few questions to get an indicative working capital view and understand the next step that could make sense.
Start with an indicative view. No credit check. No commitment to apply.